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How to Find Scholarships and Grants to Pay for College

If you plan to go to college, but you do not have the funds to pay for it, you may be looking at alternatives to a student loan. BEFORE you consider a student loan, you should look for and apply for available student scholarships and grants.

Grants and scholarships are money that does not need to be paid back. Therefore, your college tuition or a portion of it is paid and you do not have to worry about owing any money back to anyone.

Below, we will go over some of the ways that you can find scholarships and grants for school.

Finding a Scholarship

There are a number of ways that you can find a scholarship for school. The first way is to speak with a counselor in your school’s financial aid department. They will be able to tell you what scholarships are available and which ones you should apply for.

The second way is to perform an online search to look for scholarships. This is a convenient way to look for them, but you need to be extremely careful as there are many individuals who will try to scam you. You should never pay to apply for a scholarship or pay to search for a scholarship.

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Other ways to look for available scholarships include:

  • Talking to federal agencies
  • Speaking with your employer
  • Talking to a career school counselor
  • Talking to your high school counselor
  • Looking for scholarships at the library
  • Talking to ethnicity groups
  • Talking to your church or other local organizations

Finding a Grant

There are a number of federal grants available for you to apply for, but it is important to keep in mind that many of them are based on a financial need.

The Federal Pell Grant is well-known and does require a financial need. To apply for grants, you first need to see if you qualify for any. To do this, you need to fill out the FAFSA and provide any requested information about your finances.

After you have submitted this information, your application will be processed and you will receive more information about whether or not you qualify.

If you do qualify, the grant is automatically applied to the cost of your tuition. If any amount is left over, you can use it to pay for books and other education supplies.

Are There Deadlines to Apply for Scholarships and Grants?

Yes and no. There are deadlines to file for scholarships and the scholarship will generally have an apply by date that all of the information must be completed and turned in by. If you miss this date, you will not be able to submit your application.

When it comes to grants, there is a deadline to fill out the FAFSA, but you can fill it out whenever you want. The deadline is in place because it guarantees that your application has enough time to be processed.

For example, you can apply for a grant two weeks before school starts, but if your application is chosen for verification or your application requires more information, it is unlikely that the grant will kick in with enough time to spare for you to go to school that semester.

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Can I Still Receive Loans with Grants and Scholarships?

Yes. You can still receive a federal or private student loan even if you have received a grant or scholarship. It is important to note that the scholarship or grant will affect the amount of money you receive and you may receive a lesser portion of aid, since all money received is added together.

How Can I Apply for a Scholarship?

Once you have located a scholarship, there should be instructions on the application that tell you how to apply for the scholarship. Most applications are accepted online, but you may need to mail in an application from time to time. Always make sure you read through the instructions and follow directions; otherwise, your application may be denied.

If you are interested in applying for a scholarship or grant, speak with your financial aid counselor to learn more about the options that are …

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College Rankings

The ranking of institutions of higher learning in the United States is usually done annually. The ranking is done so as to help the students, guardians and parents to compare the academic quality offered in the different institutions.

The 2016 college rankings saw an improvement in various categories used.

Features

Rankings

The Princeton University emerged as the top in the National Universities category while the Williams College emerged top in the National Liberal Arts nbnbnbgfgfcollege list. The University of Berkeley – California emerged as the top public institution among the National Universities.

The United States Naval Academy entered the top 10 of the National Liberal Colleges Arts list for the first time in history. The number nine spot was taken by two institutions the Davidson College and the Claremont McKenna College.

The John Hopkins University had lost a place in the top 10 in the National Universities category for 16 years. The institution made a comeback to the top 10, having tied with the California Institute of Technology at position ten.

Criteria for the ranking

Different bodies use different ranking parameters to rank the best performing colleges. The United States New ranking system focuses purely on the academic excellence of the institution.

The ranking also emphasizes on the various outcomes and considers graduation and the retention rate. All the top schools had high six-year graduation rates. The retention rates among the freshmen were also high.

Freshman to graduation

The ranking took into account how well the learning institutions supported the students from the first year all the way to their graduation. For students to fit properly in the system, some factors were considered as well.

These factors were the majors, the campus size, the campus location, and the financial aid offerings. The procedure of compiling all these parameters are usually challenging. These rankings provide an excellent opportunity and platform to evaluate the education system in the United States.

The most innovative institutions

bnhgvzfghhThe most innovative schools list that featured institution that had made inventive improvements regarding technology, students, faculty, facilities, curriculum, and campus life.

The purpose of such rankings was to enable the students to broaden or narrow their search to the preferred or the specific needs. The other reason was to act as an eye opener and challenge the institutions to work harder to gain better ratings.

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Reasons Why the Cost of College Education is Rising

The cost of college education has been increasing over the past decades. It is not difficult for any person to analyze the past, present, and future of rising tuition costs. This creates the question, “why is the cost of college education increasing?” If you have a look at the tuition and fees from 1975 – 2016 you will notice that cost of education is on steady rise.

Many things have led to the constant increase in the cost of college education. There is no doubt that college education will be higher in the future than it is now. Here are some of the reasons why the cost of education has been increasing with each passing year;

Reasons why

1. Inflation

Inflation is the main reason why the cost of college education has increased significantly over the past few years. The cost of books and other supplies ghjjdfthat are needed in a college have forced the growth of money that students pay as tuition fees every year.

As long as the rate of inflation is increasing, the amount of money that students will be paying in the universities will always increase as well. Most things that colleges provide to their students are more expensive today than they used to be a few years ago.

2. Need to increase the earnings of college staff

The people working in universities demand an increase in salaries and allowances every year. This includes both the teaching and the non-teaching staff. Most of these people draw their salaries from the money that is paid by students.

Therefore, the only way that the colleges will be able to increase their wages and allowances is by asking parents to pay more for their children. Therefore, you should expect to pay more in the future as long as there is a need for the college employees to earn more.

3. Increasing cost of accommodation

bnjkpffdfdThe cost of housing for college students has been increasing over the years. This value increases the overall cost of college educations. The number of students going to college today is higher than the number of students that joined college ten years ago.

This has led to an increase in demand for accommodation facilities. Inflation also plays a role in the growth of the cost accommodation. When the cost of the things that students need while in the housing facilities increase, they will have to pay more to be accommodated.

Many other things have lead to the increase in the cost of college education. Considering the trends, you should expect to pay more in the future.

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Study abroad

High school Vs. College.

Study abroad high school vs college (2)

There are high probabilities of a student to study abroad.

Both high school and college programs offered abroad are easily accessible and therefore this gives students the opportunity of choosing the best option for their themselves.

One should be positive on what he or she chooses to avoid cases of losing interests during the study period.

  • High School

Study abroad high school vs college (1)There are many programs offered for high school students.

Before taking these studies, it is important for one to consider factors such as being away from home, housing, programs offered and their length.

Students’ experiences differ depending on a program that one takes. This is because some high school students may want to start up on programs that last of either a couple of weeks, semester, a whole summer or even an entire year.

These programs offered offer a variety of advantages such as having outdoor adventures.

Additionally, there are also other programs that are devoted to daily excursion and sightseeing to cultural attractions.

The prices charged differ depending on what one is taking.

Furthermore, these charges include costs such as housing but traveling expenses are not catered for.

Studying abroad in high school enables one to be independent while striving to achieve their educational scope.

  • College

Study abroad high school vs college (3)The best time for students to study abroad is during college.

Academically, abroad study is quite practical.

Apart from learning in a new environment, college students earn credit as they strive to get their degrees.

Studying abroad while in college is the easiest and less expensive way for most students to have an experience of visiting a foreign country.

It is quite enlightening and enjoyable for one to independently travel in different places during their free time.

The greatest benefit of studying abroad while in college is that one gets an opportunity to interact with the global market.